Chxpat Guides

The scams that target helpers

Mga scam na nagtatarget sa mga helper

Penipuan yang menyasar pekerja rumah tangga

'Your account is involved in a crime' phone calls — police never ask for money or passwords by phone. Hang up.

Money-mule jobs — anyone offering to 'borrow' your bank account or pay you to receive and forward money is setting you up for money laundering. Saying yes can mean prison. Never lend your account.

Investment and crypto groups on WhatsApp/Facebook promising big returns — helpers lose entire savings to these. If it sounds too good to be true, it is.

Fake 'visa fixer' agents — only deal with licensed agencies (check the Labour Department's list of licensed agencies).

'Kasangkot ang account mo sa krimen' na tawag — hindi hihingi ng pulis ang pera o password mo sa telepono. Babaan mo.

Money-mule na trabaho — sinumang nag-aalok na 'hiramin' ang bank account mo o magbayad sa iyo para tumanggap at ipasa ng pera — money laundering iyon. Pumayag ka = pwede kang makulong. Huwag na huwag.

Investment at crypto groups sa WhatsApp/Facebook na nangakong malaking kita — may mga helper na nawalan ng buong naipon. Kung masyadong maganda para totoo, hindi totoo.

Fake na 'visa fixer' na agents — sa lisensyadong agencies lang (tingnan ang listahan ng Labour Department).

Telepon 'rekeningmu terlibat kejahatan' — polisi tidak pernah meminta uang atau password lewat telepon. Tutup teleponnya.

Cekerjaan 'kurir uang' (money mule) — siapa pun yang menawari 'meminjam' rekeningmu atau membayarmu menerima dan meneruskan uang — itu pencucian uang. Setuju = bisa masuk penjara. Jangan pernah.

Grup investasi dan crypto di WhatsApp/Facebook yang menjanjikan keuntungan besar — banyak yang kehilangan seluruh tabungan. Kalau terlalu bagus untuk jadi nyata, memang tidak nyata.

Agen 'perbaik visa' palsu — hanya berurusan dengan agen berizin (cek daftar agen berizin Labour Department).

In an emergency

Kapag may emergency

Saat keadaan darurat

999 — police, ambulance, fire (24-hour, English spoken). From a landline or any phone, free.

Save your consulate's number: Filipinos — search 'Philippine Consulate General Hong Kong'; Indonesians — 'KJRI Hong Kong'. They assist nationals in distress.

If you ever feel unsafe at home, leave and go to a public place first, then call for help. Your safety comes before anything else.

999 — police, ambulans, bumbero (24 oras, may English). Libre mula sa anumang telepono.

I-save ang number ng konsulado mo: mga Pinoy — hanapin 'Philippine Consulate General Hong Kong'; mga Indonesian — 'KJRI Hong Kong'. Tumutulong sila sa mga kababayan na nasa kagipitan.

Kapag naramdaman mong hindi ka ligtas sa bahay, umalis muna at pumunta sa pampublikong lugar, tapos tumawag ng tulong. Ang kaligtasan mo ang unang-una.

999 — polisi, ambulans, pemadam (24 jam, ada bahasa Inggris). Gratis dari telepon mana pun.

Simpan nomor konsulatmu: Filipina — cari 'Philippine Consulate General Hong Kong'; Indonesia — 'KJRI Hong Kong'. Mereka membantu warga yang kesusahan.

Jika kamu merasa tidak aman di rumah, pergi dulu ke tempat umum, lalu minta bantuan. Keselamatanmu di atas segalanya.

Everyday safety habits

Mga gawi araw-araw para sa kaligtasan

Kebiasaan aman sehari-hari

Keep copies of your passport, visa and contract somewhere other than your passport itself.

Meet Marketplace buyers/sellers in public places (MTR stations are ideal) and in daylight when possible.

Don't share your address or ID photos in public Facebook groups — scammers collect these.

May mga kopya ng passport, visa at contract mo sa ibang lugar, hindi lang sa passport mismo.

Kapag meet-up sa Marketplace buyers/sellers — sa pampublikong lugar (MTR stations ang ideal) at sa umaga kung pwede.

Huwag mag-post ng address o ID photos sa public Facebook groups — kinokolekta iyon ng mga scammer.

Simpan salinan paspor, visa dan kontrakmu di tempat lain, bukan hanya di paspor itu sendiri.

Pertemuan pembeli/penjual Marketplace di tempat umum (stasiun MTR ideal) dan saat siang hari bila memungkinkan.

Jangan bagikan alamat atau foto ID di grup Facebook publik — penipu mengumpulkan itu.