Chxpat Guides

Sick? What to do first

Nagkasakit? Ang unang gagawin

Sakit? Yang pertama dilakukan

Don't tough it out. Tell your employer you're unwell — your contract says they must arrange medical treatment for you. Seeing a doctor early is cheaper and faster than waiting until it gets serious.

For fever, flu, stomach problems: go to a private GP clinic near you — walk-in, no appointment, about HK$250–500 including basic medicine. Many are open Saturdays, and some clinics in Central and Wan Chai open on Sundays for us.

Cheapest option: Hospital Authority General Out-Patient Clinics (GOPC) — about HK$50 for HKID holders. Book through the HA Go app or hotline 2156 9500. Slots go fast — book early morning.

Serious or emergency (chest pain, can't breathe, heavy bleeding, fainting): call 999 or go straight to the nearest hospital Accident & Emergency (A&E) — HK$180 for HKID holders. You're triaged by how urgent you are, not who came first.

Ask sisters near you or in the Chxpat forum which clinics around your employer's home are good and friendly to helpers.

Huwag magpakamatibay. Sabihin sa employer mo na masama ang pakiramdam mo — ang kontrata mo ay nagsasabing siya ang dapat mag-ayos ng gamutan mo. Mas mura at mas mabilis ang maagang pagpapa-check kaysa maghintay lumala.

Sa lagnat, trangkaso, sakit ng tiyan: pumunta sa private GP clinic malapit sa iyo — walk-in, walang appointment, mga HK$250–500 kasama ang basic na gamot. Marami bukas sa Sabado, at may mga clinic sa Central at Wan Chai na bukas tuwing Linggo para sa amin.

Pinakamura: Hospital Authority General Out-Patient Clinics (GOPC) — mga HK$50 para sa may HKID. Mag-book sa HA Go app o hotline 2156 9500. Mabilis maubos ang slot — kaya maagang mag-book.

Seryoso o emergency (sakit sa dibdib, hirap huminga, maraming dugo, hinimatay): tawagan ang 999 o diretso sa pinakamalapit na Accident & Emergency (A&E) — HK$180 para sa may HKID. Inuuna ayon sa kalubhaan, hindi kung sino ang nauuna.

Itanong sa mga kapwa helper malapit sa iyo o sa Chxpat forum kung aling mga clinic malapit sa bahay ng employer mo ang maganda at friendly sa amin.

Jangan ditahan saja. Beri tahu majikanmu kalau kamu tidak enak badan — kontrakmu menyatakan mereka wajib mengatur perawatan medismu. Periksa lebih awal lebih murah dan cepat daripada menunggu parah.

Untuk demam, flu, sakit perut: datang ke klinik dokter umum (GP) terdekat — walk-in, tanpa janji temu, sekitar HK$250–500 termasuk obat dasar. Banyak yang buka Sabtu, dan beberapa klinik di Central dan Wan Chai buka hari Minggu untuk kita.

Paling murah: General Out-Patient Clinics (GOPC) milik Hospital Authority — sekitar HK$50 untuk pemegang HKID. Boking lewat aplikasi HA Go atau hotline 2156 9500. Slot cepat habis — boking pagi-pagi.

Serius atau darurat (nyeri dada, sesak napas, pendarahan hebat, pingsan): telepon 999 atau langsung ke Accident & Emergency (A&E) rumah sakit terdekat — HK$180 untuk pemegang HKID. Urutan berdasarkan kegawatan, bukan siapa datang duluan.

Tanya teman-teman sesama di sekitarmu atau di forum Chxpat klinik mana dekat rumah majikanmu yang bagus dan ramah pada kita.

Public or private? How Hong Kong healthcare works

Publiko o pribado? Paano gumagana ang healthcare sa Hong Kong

Publik atau privat? Cara kerja layanan kesehatan Hong Kong

Hong Kong has two systems. The public system (Hospital Authority) is heavily subsidised for HKID holders — that includes us: A&E HK$180, general ward about HK$120/day, specialist clinics about HK$135. Cheap, but waiting can take hours (A&E) or months (specialists).

The private system is fast — walk in and be seen — but costs much more: GP clinic HK$250–500, specialist HK$800–1,500, one night in a private hospital can run to thousands. This is what insurance is for.

Rule of thumb: minor sickness → GP clinic; a problem that keeps coming back → GOPC booking or specialist; accident or emergency → A&E / 999.

Bring your HKID (or passport + visa) to every appointment — the subsidised prices depend on it.

May dalawang sistema sa Hong Kong. Ang publikong sistema (Hospital Authority) ay malaking subsidiado para sa may HKID — kasama tayo: A&E HK$180, general ward mga HK$120/kada araw, specialist clinics mga HK$135. Mura, pero ang paghihintay ay maaabot ng ilang oras (A&E) o ilang buwan (specialist).

Ang private ay mabilis — pumasok ka lang, titingnan ka agad — pero mas mahal: GP clinic HK$250–500, specialist HK$800–1,500, isang gabi sa private hospital ay maaabot ng libo-libo. Diyan papasok ang insurance.

Batayang tuntunin: simpleng sakit → GP clinic; sakit na paulit-ulit → GOPC booking o specialist; aksidente o emergency → A&E / 999.

Dalhin ang HKID mo (o passport + visa) sa bawat appointment — diyan nakasalalay ang subsidiadong presyo.

Hong Kong punya dua sistem. Sistem publik (Hospital Authority) sangat disubsidi untuk pemegang HKID — termasuk kita: A&E HK$180, ruang umum sekitar HK$120/hari, klinik spesialis sekitar HK$135. Murah, tapi menunggu bisa berjam-jam (A&E) atau berbulan-bulan (spesialis).

Sistem privat cepat — datang langsung dilayani — tapi jauh lebih mahal: klinik GP HK$250–500, spesialis HK$800–1.500, satu malam di rumah sakit privat bisa ribuan. Untuk itulah ada asuransi.

Pendeknya: sakit ringan → klinik GP; keluhan yang berulang → boking GOPC atau spesialis; kecelakaan atau darurat → A&E / 999.

Bawa HKID (atau paspor + visa) ke setiap kunjungan — harga subsidi bergantung padanya.

The medical care your employer owes you (and the insurance)

Ang medikal na gamutan na dapat ibigay ng employer mo (at ang insurance)

Perawatan medis yang wajib diberikan majikanmu (dan asuransinya)

Your standard employment contract says your employer must provide free medical treatment when you're sick. It is not a favour — it is the contract.

Most employers buy medical insurance for helpers. Ask politely: which insurance company is it? Does it cover GP clinics and hospitals? Do you need to use specific 'panel' clinics? Take a photo of the insurance card or policy and keep it in your phone.

Insurance usually pays the clinic directly, or you pay first and claim later — so keep every receipt. No receipt, no refund.

Injured in a work accident (including errands for your employer)? Tell them immediately — Employees' Compensation covers you, and it is separate from sick leave.

If you're sick and your employer refuses to get you treatment, call the Labour Department 2717 1771 (press 2 for English) or ask Mission for Migrant Workers. Refusing treatment is a contract violation.

Nakasaad sa standard employment contract mo na ang employer mo ay dapat magbigay ng libreng medikal na gamutan kapag nagkasakit ka. Hindi ito pabor — ito ang kontrata.

Karamihan sa mga employer ay bumibili ng medical insurance para sa helper. Itanong nang magalang: anong insurance company? Sakop ba ang GP clinics at hospitals? Kailangan ba sa partikular na 'panel' clinics? Kunan ng larawan ang insurance card o policy at itago sa cell phone mo.

Kadalasan ang insurance ang direktang nagbabayad sa clinic, o magbabayad ka muna at mag-cclaim mamaya — kaya ingatan ang bawat resibo. Walang resibo, walang refund.

Naaksidente sa trabaho (kasama ang errands para sa employer mo)? Sabihin agad sa kanya — sakop ka ng Employees' Compensation, at hiwalay ito sa sick leave.

Kung nagkasakit ka at tinanggihan kang ipagamot, tawagan ang Labour Department 2717 1771 (pindutin ang 2 para sa English) o ang Mission for Migrant Workers. Paglabag sa kontrata iyon.

Kontrak kerja standarmu menyatakan majikan wajib memberi perawatan medis gratis saat kamu sakit. Ini bukan budi — ini kontrak.

Kebanyakan majikan membeli asuransi medis untuk pekerja rumah tangga. Tanyakan dengan sopan: perusahaan asuransinya apa? Apakah menanggung klinik GP dan rumah sakit? Apakah harus pakai klinik 'panel' tertentu? Foto kartu atau polisnya, simpan di ponselmu.

Biasanya asuransi membayar klinik langsung, atau kamu bayar dulu lalu klaim kemudian — jadi simpan setiap nota. Tanpa nota, tanpa pengembalian.

Cedera karena kecelakaan kerja (termasuk saat berurusan untuk majikan)? Segera beri tahu dia — kamu dilindungi Employees' Compensation, terpisah dari cuti sakit.

Jika kamu sakit dan majikan menolak mengobatimu, telepon Labour Department 2717 1771 (tekan 2 untuk bahasa Inggris) atau Mission for Migrant Workers. Menolak mengobati adalah pelanggaran kontrak.

Sick leave: yes, you can — here's how it works

Sick leave: oo, puwede ka — ganito ang proseso

Cuti sakit: ya, kamu boleh — begini caranya

If a doctor says you need rest, ask for a sick leave certificate (sick note) — every clinic can issue one. This is the paper that protects your pay.

How paid sick leave builds up: after your first month of work you earn 2 paid sick days per month (4 per month from the second year of your contract). They add up and stay yours until you use them.

Sickness allowance = 4/5 of your average daily wage, payable for sick leave of 4 or more consecutive days with a doctor's certificate. For shorter sickness, follow the arrangement with your employer.

Your employer cannot dismiss you while you are on paid sick leave with a certificate — that protection is in the Employment Ordinance. If it happens, call the Labour Department: 2717 1771.

Keep every sick note — photograph it too. It is your evidence if your wages are ever short-paid.

Kapag sinabi ng doktor na kailangan mo ng pahinga, humingi ng sick leave certificate (sick note) — kaya itong ibigay ng kahit anong clinic. Ito ang papel na nagpoprotekta sa sahod mo.

Paano nag-iipon ang paid sick leave: pagkatapos ng unang buwan ng trabaho mo, may 2 bayad na araw ng pagliban kada buwan ka (4 kada buwan mula sa ikalawang taon ng kontrata mo). Nag-iipon ito at sa iyo hanggang magamit mo.

Sickness allowance = 4/5 ng average daily wage mo, binabayaran sa sick leave na 4 o higit pang magkasunod na araw na may certificate ng doktor. Sa mas maikling sakit, sundin ang arrangement ninyo ng employer mo.

Hindi puwedeng alisin ka sa trabaho habang nasa paid sick leave ka na may certificate — protektado iyon ng Employment Ordinance. Kung mangyari, tawagan ang Labour Department: 2717 1771.

Itago ang bawat sick note — picturan mo rin. Iyan ang ebidensya mo kung sakaling kulangin ang sahod mo.

Jika dokter menyuruhmu istirahat, minta sick leave certificate (surat sakit) — semua klinik bisa menerbitkannya. Kertas inilah yang melindungi gajimu.

Cara cuti sakit berbayar terkumpul: setelah bulan pertama bekerja, kamu mendapat 2 hari sakit berbayar per bulan (4 per bulan mulai tahun kedua kontrakmu). Terkumpul dan tetap milikmu sampai dipakai.

Tunjangan sakit = 4/5 dari upah harian rata-ratamu, dibayar untuk cuti sakit 4 hari berturut-turut atau lebih dengan surat dokter. Untuk sakit lebih singkat, ikuti kesepakatan dengan majikanmu.

Majikan tidak boleh memecatmu saat kamu cuti sakit berbayar dengan surat dokter — perlindungan itu ada dalam Employment Ordinance. Jika terjadi, telepon Labour Department: 2717 1771.

Simpan setiap surat sakit — foto juga. Itu buktimu jika gajimu pernah kurang dibayar.